Each Roof Damage Case Comes with a Unique set of Factual Circumstances.
If you legally appoint Focus Claims as your public adjuster we must consider:
- Evidence that caused the damage to the insured property
- The age and pre-peril condition of the roof
- The type of roof system involved
- Whether there are any maintenance records available
- If the structure in question met all building codes.
Roof Damage You Will Notice
- Missing and broken shingles
- Gouge marks from flying debris
- Uplifted roof membrane
- Buffeting of the roof membrane
- Scouring of shingles
- Missing or broken roof sheathing
- Broken or missing roof trusses
Less Obvious Roof Damage
Some examples of not-so-obvious damages are: built-up flat roofs that do not show obvious exterior damage but have multiple leaks that were not present prior to the insured event; cracking on the underside of the flat roof membrane; and torquing of roof equipment such as A/C units that can break the membrane and cause leaking. Separation or uplifting of the nails between roof trusses and roof sheathing caused by uplift forces can be an indicator of high wind pressure. These are typically the cases where no agreement can be reached with the carrier’s adjuster. Therefore, it is generally wise to consult a roofing expert and a structural engineer all of which will be coordinated with the help and input of the professional public adjusters at Focus Claims.
